Virtual cards. No small print.
Every payment checked by a person
Where the price comes before the payment
Two numbers make the whole price, and you see them before you pay. A person matches every transfer to its order before a card exists.
Two-step sign-in on every account
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Two numbers,
one price -
Checked by
a person -
Refund rules
in writing
Worked example
Three steps, one card.
No waiting list and no sales call. The procedure is short, and every part of it is written down on the process page.
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01
Open an account
An email you can open, a password and an authenticator app. Every account signs in with two keys, ours included.
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02
Lock the price, then pay
Choose an amount. $5.00 plus 15% joins it on screen, and the total holds for 30 minutes while you send it.
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03
A person checks, the card appears
Most cards are issued within a few hours of the payment being confirmed. The number, expiry and code sit behind a fresh authenticator code.
Two numbers, one price.
$5.00 for each card, plus 15% of the amount you load. Once you start an order, our server works out the total and holds it for 30 minutes. If the fees change in that time, your order doesn’t.
- No monthly fee and no inactivity fee
- No charge for looking at your own card
- The two fees are shown first because they are not refunded
- On the card
- $100.00
- Flat fee
- $5.00
- 15% of the amount
- $15.00
- You send
- $120.00
The rules we keep.
Six promises, posted where you can check us against them.
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The price is two numbers.
$5.00 per card and 15% of the amount. Shown before you pay, held for 30 minutes once you start.
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A person reads every payment.
Amount, network and transaction ID are compared with your order before a card exists. Most cards are issued within a few hours of the payment being confirmed.
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Two-step sign-in, for everyone.
Every account signs in with a password and an authenticator code. No setting removes the second step.
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Sixty seconds on screen.
Card details appear after a fresh code and cover themselves again. Every reveal is logged.
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Unused means refundable.
Never used: the whole balance back. Used, with $500.00 or more left: back minus 10%. The two fees stay with us.
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We never ask for keys.
No password, no sign-in code, no recovery code, no seed phrase. Not by email, chat or phone.
Read before you pay.
The whole journal
Drip pricing: why the real price arrives on the last screen
A price that grows as you click is not an accident of design. Notes on how drip pricing works, why it persuades, where it hides on a checkout, and the habits that let you see the whole figure before you commit.
Reading a refund policy like a skeptic
A refund policy is a promise written in advance. Read it the way a cautious lawyer would: who decides, what counts, what gets kept and how long you wait. Here is a method that takes ten minutes.
Issuer, acquirer, network, processor: the cast behind every card payment
A card payment looks like two parties, you and a shop. Behind the button there are at least four more, each with its own job, its own fee and its own say in whether the payment goes through. Here is who they are and what each one does.
Your turn.
Open an account in a few minutes. The account costs nothing; you pay only for the cards you order.