Company
A small desk that issues virtual cards, publishes its prices in full and checks every payment by hand.
The product, in one paragraph
LegitVCC issues virtual cards for paying online. You choose an amount, you pay for it, a person on our desk confirms the payment arrived, and a card holding exactly that balance appears in your account. Nothing more is hidden underneath: no credit line, no subscription, no investment feature, no points scheme. A card spends what was loaded onto it and then it stops.
Where our money comes from
From two fees, printed before you pay and never after:
- $5.00 for each card, whatever its size;
- 15% of the amount you load.
That is the entire income model. No monthly charge, no fee for leaving a card alone, no fee for looking at it. The fees are not returned if you later ask for a balance back, which is why the price list sits on the open web rather than behind a sign-up form.
The desk
Every order passes across a desk before a card exists. Someone reads the payment against the order: the amount, the network, the transaction ID. Most cards are issued within a few hours of the payment being confirmed.
A script would be faster. It would also issue cards against transfers that never arrived, or arrived short, or landed on a network our address doesn’t use. Sellers who automate that step tend to discover the mistake later, usually by freezing someone’s card. We would rather spend the minutes up front.
Things we decline to do
- Ask for your password, a sign-in code, a recovery code or a seed phrase. Not by email, not in chat, not on a call.
- Invent a charge. If it isn’t on the price list, it isn’t a fee of ours, whatever a message claims.
- Print reviews, star ratings or customer counts we can’t show you the evidence for.
- Call ourselves a bank, or hint at a license or an endorsement we don’t hold.
- Promise every shop takes every card. The shop decides.
A fair way to test us
The name says “legit”. A name is the cheapest claim on the internet, so here is how we would check any card seller, ourselves included:
- Read the price list and the refund policy before giving anyone your email. Vague pages are a signal.
- Ask support one real question and judge the answer, not the speed.
- Make the first card a small one, and watch every stage of it.
- Keep your codes to yourself, whoever is asking.
The journal goes deeper: how fee pages hide things, how payment scams are built, how to read a refund policy without wishful thinking. It applies to us as much as to anyone.
Getting hold of us
Write to [email protected], or, if you have an account, open a ticket in the app so your order travels with the message. Every letter has a human reader.
The legal entity
The name of the company that operates LegitVCC, its registered address and its registration details will appear here once our legal review is finished. Until then, the terms and the privacy notice set out how the service works and how your data is treated.